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How Condos Are Different

Last Updated on 11 September 2012 Published on 24 September 2012 Phil
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Overview

Buying homeowners insurance for a condominium is slightly different than buying a policy for a single-family home. This is because condos have building associations that insure the shared features of the complex. Before you purchase your insurance coverage, it is important to know what your responsibilities are.

What the Association Covers

While each condo association insurance

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Debit Or Credit?

Last Updated on 11 September 2012 Published on 17 September 2012 Phil
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I have a Credit Score?

Homeowners insurance is a requirement for almost any home purchase these days. Mortgage lenders want to protect their investment as much as the homebuyer does. And just as lenders determine your loan interest rate and terms largely on your credit score, insurance companies also use your score to determine how much to charge you for premiums.

What is a Credit

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What Will It Cost?

Last Updated on 11 September 2012 Published on 10 September 2012 Phil
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Homebuyers are required in almost every instance to buy a homeowners insurance policy for their desired piece of real estate. This protects the owner and the mortgage lender against losses caused by damage to the property, either from natural disasters or from human-made destruction. One of the main concerns of many homebuyers, however, is how much the insurance will cost. While there is

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The Basics: H-O Insurance

Last Updated on 06 September 2012 Published on 06 September 2012 Phil
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The Basics

Homeowners insurance exists because a home is a huge investment, often one of the largest purchases many people make in their lifetimes. Naturally, people want to protect the value of their precious property. Homeowners insurance is a contract between a homeowner and an insurance company. As long as the owner pays the required premiums and meets the other policy requirements,

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